Unsecured Personal loans

Are you looking for a financing partner you can trust?

At Mortgage Street, we prioritise our brokers & clients’ satisfaction and work tirelessly to provide you with the best options and support.

No collateral required

Unlike secured loans, unsecured personal loans do not require clients to put up collateral, such as a home or car, reducing the risk of losing personal assets.

Fast approvals

Mortgage Street’s unsecured personal loan process is designed to be quick and efficient, allowing clients to get the funds they need in a timely manner.


Mortgage Street’s unsecured personal loan options offer a variety of loan amounts and terms, allowing clients to choose the option that best fits their financial needs and goals.

Competitive Interest Rates

Mortgage Street offers competitive interest rates on unsecured personal loans, which can help your clients save money on interest charges over the life of the loan.

Tailored loans

Mortgage Street offers unsecured personal loans that are tailored to each individual’s unique needs and credit profile, ensuring that the loan is suitable for the client and increasing the chances of approval.

Debt Consolidation

Combining multiple high-interest debts into one single loan with a lower interest rate to make it easier for the borrower to manage and pay off.

Home Renovation

Financing home improvement projects such as remodeling, renovation, or repairs to increase the value of the property.

Medical Expenses

Covering unexpected medical expenses such as surgery, hospitalisation, or long-term care.

Education expenses

Paying for college, graduate school or vocational school education.

Fill up the MSt 003 and get low rates within a day 

Complete the MSt 001  for ready to submit a new application

Mortgage Street focuses on what you and your customer needs. Submit a scenario now and we’ll help you every step of the way.

Broker Support

Monday to Friday 9am – 5pm (Sydney time)

Frequently Asked Questions


Frequently asked questions

An unsecured personal loan is a type of loan that does not require collateral. Unlike secured loans, which are backed by assets such as a car or property, unsecured loans are granted based on the borrower’s creditworthiness and ability to repay. Since there is no collateral involved, unsecured personal loans typically have higher interest rates compared to secured loans and may require a stronger credit history for approval.

Personal loans are generally available to a wide range of individuals who meet certain eligibility criteria. Eligible applicants for a personal loan can include employed individuals, self-employed individuals, and even retirees. Mortgage Street typically consider factors such as credit history, income, employment status, and age when evaluating loan applications. It’s important for the brokers to review the specific requirements of Mortgage Street to determine their clients’ eligibility before applying.

Yes, your client’s personal loan application can impact their credit score. When they apply for a loan, Mortgage Street will typically conduct a credit inquiry, which can be a hard inquiry that may temporarily lower their credit score. Additionally, if the loan application is approved and your client starts making regular repayments, it can positively impact their credit score over time by demonstrating responsible borrowing and payment behavior. However, if they miss payments or default on the loan, it can have a negative impact on their credit score.

It can be more challenging for clients with bad credit history to get a personal loan, but it is not impossible. Mortgage Street specialises in providing loans to individuals with poor credit, although they may come with higher interest rates and stricter terms. Alternatively, your clients may consider options such as secured loans, seeking a co-borrower or guarantor with good credit to improve their chances of approval.

The amount your clients can apply to borrow varies depending on several factors, including their financial circumstances and the specific lending institution’s policies. Lenders assess factors such as income, credit history, and debt-to-income ratio to determine the loan amount. While Mortgage Street can lend up to $50,000.00 the final loan amount will be determined after a thorough evaluation of your clients’ financial situation and loan application.

The application process timeframe can vary depending on several factors, including the complexity of the application, and the completeness of the required documentation. With a comprehensive application and all necessary documents provided, the application process typically takes around 2-3 weeks for completion.


Latest updates

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