Self Employed loan

Self employed mortgages & loans

Best interest rates can be possible with consistently high income provided to the tax office (alternative loan products are also available).

About self employed loans

A self-employed personal loan is a loan for persons who work as sole traders or operate their own business. It might be difficult to present complete financial accounts or evidence of income when you are self employed and applying for a loan. At Mortgage Street, we provide a service to assist you in finding a suitable mortgage. Low doc home loans allow you to apply for a mortgage without having to submit ATO proof of income, by allowing you & your accountant to self certify your income. While there may be less paperwork, you will still need a solid credit history, and interest rates will likely be slightly higher. Good borrowers need to be self-employed for no less than two years with a high credit score. Your mortgage broker can show you how good self employed borrowers can also enjoy low interest rates and low home loan repayments. Experienced and knowledgeable mortgage brokers understand company financials, add backs and income fluctuations. Ideally one ought to have at least two years of constant income levels. Astute mortgage brokers can also assist with short term full, low & no doc 6, 12 & 18 month options as well.

How much can I borrow if I am self employed?

Good self employed borrowers can borrow as much as any PAYG borrower and enjoy the same low interest rates together with low ongoing fees. The only requirement is sufficient assessable income.

Mortgage Rate
First Home

“About self employed loan” Good borrowers need to be self employed for no less than two years with a high credit score. Your mortgage broker can show you how good self employed borrowers can also enjoy low interest rates and low home loan repayments.