Secured Personal Loan

Are you looking for a financing partner you can trust?

At Mortgage Street, we prioritise our brokers & clients’ satisfaction and work tirelessly to provide you with the best options and support.

Tailored loans

Mortgage Street offers secured personal loans that are tailored to each individual’s unique needs and credit profile, ensuring that the loan is suitable for the client and increasing the chances of approval.

Competitive Interest Rates

Mortgage Street offers competitive interest rates on secured personal loans, which can help your clients save money on interest charges over the life of the loan.

Flexible Repayment Options

Mortgage Street provides flexible repayment options for secured personal loans, allowing clients to choose a repayment schedule that works best for them.

Wide Range of Collateral options

Mortgage Street offers a wide range of collateral options for secured personal loans, from real estate, savings accounts, and other assets that can be used as collateral to meet the needs of different clients.

Fast turnaround times

Mortgage Street has a quick and efficient process for secured personal loans, with fast turnaround times so your clients can get the funds they need quickly and efficiently.

Real estate

such as a house or a land


such as vintage cars, quads, ATV’s, boat, jetski, or motorcycle

Savings accounts

such as a CD or savings account

Investment accounts

such as a stock portfolio or mutual fund


such as gold, diamond, or other precious stones


such as farming equipment, industrial equipment, or other business-related equipment.Click here for more…


Keep in mind that Mortgage Street will evaluate the value of the collateral and the risk of the loan before approving it, and the terms and interest rates may vary depending on the collateral provided

Broker Support

Monday to Friday 9am – 5pm (Sydney time)

Frequenty Asked Questions


Frequently asked questions

Personal loans are generally available to a wide range of individuals who meet certain eligibility criteria. Eligible applicants for a personal loan can include employed individuals, self-employed individuals, and even retirees. Mortgage Street typically consider factors such as credit history, income, employment status, and age when evaluating loan applications. It’s important for the brokers to review the specific requirements of Mortgage Street to determine their clients’ eligibility before applying.

Yes, your client’s personal loan application can impact their credit score. When they apply for a loan, Mortgage Street will typically conduct a credit inquiry, which can be a hard inquiry that may temporarily lower their credit score. Additionally, if the loan application is approved and your client starts making regular repayments, it can positively impact their credit score over time by demonstrating responsible borrowing and payment behavior. However, if they miss payments or default on the loan, it can have a negative impact on their credit score.

It can be more challenging for clients with bad credit history to get a personal loan, but it is not impossible. Mortgage Street specialises in providing loans to individuals with poor credit, although they may come with higher interest rates and stricter terms. Alternatively, your clients may consider options such as secured loans, seeking a co-borrower or guarantor with good credit to improve their chances of approval.

Clients can use a personal loan for a variety of purposes. Common uses include consolidating high-interest debts, covering unexpected expenses, financing home improvements, funding a wedding or vacation, purchasing a vehicle, paying for stamp duty, mortgage insurance, legal fees, application fees, valuation fees, surveys etc. when purchasing a property or even starting a small business. Personal loans generally offer flexibility in how the funds are used, allowing clients to address their specific financial needs. However, it’s important to ensure that the loan amount and repayment terms align with their financial situation and goals.

The amount your clients can apply to borrow varies depending on several factors, including their financial circumstances and the specific lending institution’s policies. Lenders assess factors such as income, credit history, and debt-to-income ratio to determine the loan amount. While Mortgage Street can lend up to $150,000.00 the final loan amount will be determined after a thorough evaluation of your clients’ financial situation and loan application.

The application process timeframe can vary depending on several factors, including the complexity of the application, and the completeness of the required documentation. With a comprehensive application and all necessary documents provided, the application process typically takes around 2-3 weeks for completion.


Latest updates

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