Secured Personal Loan
Borrow smart with a tailored unsecured personal loan, designed to fit your unique financial situation
Secured Personal Loan
Borrow smart with a tailored unsecured personal loan, designed to fit your unique financial situation

Are you looking for a financing partner you can trust?

At Mortgage Street, we prioritise the satisfaction of our brokers and clients by offering the best loan options and exceptional support. Our market-leading security flexibility ensures that your clients can access financing backed by a wide range of acceptable collateral, making us the ideal choice for those seeking personalised, secure loan solutions.

Flexible Security Options for Loan Approval We offer competitive loans with a variety of acceptable securities to meet your clients’ unique needs, including:

Computers
iPhones & iPads
Residential and Commercial Real Estate (including remote locations)
Second Mortgages
Business Assets
Properties Owned by Over 55s
Shares
Gold and Jewelry
Unregistered Vintage Cars
Office Fit-Outs

By partnering with Mortgage Street, brokers can provide tailored loan solutions with flexible collateral options, ensuring clients have the best loan terms available. Our streamlined process means your clients will receive fast and efficient loan approvals, while our customisable financing options make it easier to meet a variety of financial needs.

Whether your clients are seeking personal loans, business loans, or property financing, Mortgage Street delivers secure, fast, and flexible financing backed by a broad range of acceptable securities.

Start offering Mortgage Street’s flexible loan options today and give your clients the opportunity to achieve their financial goals with peace of mind."

Secured Personal Loan

Unlock Your Financial Potential with Mortgage Street’s Secured Personal Loans

Help your clients achieve their financial dreams with Mortgage Street’s Secured Personal Loans, offering the security and flexibility they need to turn their aspirations into reality. Whether your clients are looking to renovate their home, finance their education, or enjoy a well-deserved vacation, our secured personal loans are designed to meet their unique needs.

Why Choose Mortgage Street’s Secured Personal Loans?

Competitive Rates : Benefit from some of the most affordable rates in the market, ensuring your clients get the best deal possible.

Customisable Loan Terms : Our secured loans offer flexible terms that fit your clients' financial circumstances, making repayment easier and more manageable.

Streamlined Application Process : With a quick and simple application process, we make it easy for your clients to access the funds they need fast, with approvals typically in as little as 24 hours.

At Mortgage Street, we understand that everyone’s financial journey is different. That’s why we offer secured personal loans tailored to your clients' specific goals, whether they’re funding a major life event or managing a personal project.

By partnering with Mortgage Street, you’ll provide your clients with not just a secured loan, but a trusted partner who offers financial security and the support needed to achieve their dreams. Start offering Mortgage Street’s Secured Personal Loans today and help your clients unlock their financial future with confidence. Let Mortgage Street guide you and your clients towards achieving financial success with flexible secured personal loans designed to turn aspirations into reality."

How Mortgage Street stands out in the secured personal loan market for your clients?

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Tailored loans

Mortgage Street offers secured personal loans that are tailored to each individual’s unique needs and credit profile, ensuring that the loan is suitable for the client and increasing the chances of approval.

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Competitive Interest Rates

Mortgage Street offers competitive interest rates on secured personal loans, which can help your clients save money on interest charges over the life of the loan.

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Flexible Repayment Options

Mortgage Street provides flexible repayment options for secured personal loans, allowing clients to choose a repayment schedule that works best for them

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Wide Range of Collateral options

Mortgage Street offers a wide range of collateral options for secured personal loans, from real estate, savings accounts, and other assets that can be used as collateral to meet the needs of different clients

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Fast turnaround times

Mortgage Street has a quick and efficient process for secured personal loans, with fast turnaround times so your clients can get the funds they need quickly and efficiently.

What Can Be Used as Collateral for a Secured Personal Loan?

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Real estate

such as a house or a land

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Vehicles

such as vintage cars, quads, ATV’s, boat, jetski, or motorcycle

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such as a CD or savings account

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Investment accounts

such as a stock portfolio or mutual fund

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Jewelry

such as gold, diamond, or other precious stones

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Equipment

such as farming equipment, industrial equipment, or other business-related equipment.

Turbo charge your application for faster turnaround times

Fill up the MSt 003 and get low rates within a day Complete the MSt 001 for ready to submit a new application

Mortgage Street focuses on what you and your customer needs.Submit a scenario now and we’ll help you every step of the way

Broker Support

Monday to Friday 9am – 5pm (Sydney time)

Frequently Asked Mortgage Product Questions

Frequently asked questions

Who can apply for a personal loan?

Personal loans are generally available to a wide range of individuals who meet certain eligibility criteria. Eligible applicants for a personal loan can include employed individuals, self-employed individuals, and even retirees. Mortgage Street typically consider factors such as credit history, income, employment status, and age when evaluating loan applications. It’s important for the brokers to review the specific requirements of Mortgage Street to determine their clients’ eligibility before applying.

Yes, your client’s personal loan application can impact their credit score. When they apply for a loan, Mortgage Street will typically conduct a credit inquiry, which can be a hard inquiry that may temporarily lower their credit score. Additionally, if the loan application is approved and your client starts making regular repayments, it can positively impact their credit score over time by demonstrating responsible borrowing and payment behavior. However, if they miss payments or default on the loan, it can have a negative impact on their credit score.

It can be more challenging for clients with bad credit history to get a personal loan, but it is not impossible. Mortgage Street specialises in providing loans to individuals with poor credit, although they may come with higher interest rates and stricter terms. Alternatively, your clients may consider options such as secured loans, seeking a co-borrower or guarantor with good credit to improve their chances of approval.

Clients can use a personal loan for a variety of purposes. Common uses include consolidating high-interest debts, covering unexpected expenses, financing home improvements, funding a wedding or vacation, purchasing a vehicle, paying for stamp duty, mortgage insurance, legal fees, application fees, valuation fees, surveys etc. when purchasing a property or even starting a small business. Personal loans generally offer flexibility in how the funds are used, allowing clients to address their specific financial needs. However, it’s important to ensure that the loan amount and repayment terms align with their financial situation and goals.

The amount your clients can apply to borrow varies depending on several factors, including their financial circumstances and the specific lending institution’s policies. Lenders assess factors such as income, credit history, and debt-to-income ratio to determine the loan amount. While Mortgage Street can lend up to $150,000.00 the final loan amount will be determined after a thorough evaluation of your clients’ financial situation and loan application.

The application process timeframe can vary depending on several factors, including the complexity of the application, and the completeness of the required documentation. With a comprehensive application and all necessary documents provided, the application process typically takes around 2-3 weeks for completion.

News

Latest updates

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Mortgage Awards Ken Sayer

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