Ready to take your investment game to the next level? Discover the benefits of diversifying with a Commercial Mortgage from Mortgage Street.
Elevate your clients’ investment portfolio with exclusive Commercial Mortgages, only for borrowers with existing residential mortgages with Mortgage Street.
Benefit from tailored solutions, competitive rates, and exceptional service and support. As a mortgage broker, your primary goal is to provide your clients with the best possible options and support their investment dreams. At Mortgage Street, we share your vision and take it a step further. Our commitment to supporting our existing customers is reflected in our offering of Commercial Mortgages, exclusively for borrowers with existing residential mortgages with us.
This exclusive offering is a testament to our belief in helping our customers grow and diversify their portfolios.
Commercial properties classifications:
Office buildings
Retail spaces
Industrial properties
Multi-family residential buildings
Hotels and motels
Warehouse and storage facilities
We have recently been experiencing high volumes of applications and amendments, which is impacting our service levels. We are doing everything we can to improve our current position.
| Super prime I | Premium I | Optimax I |
| Super prime I | Premium II | Optimax II |
As Australia’s premier alternative lending solution, our mission is to empower our brokers to achieve their goals
Our goal at Mortgage Street is to provide you & your customers with first-class service and innovative products to help you deliver solutions to your clients who don’t fit traditional lending criteria. But if your clients don’t qualify for a bank loan, Mortgage Street can always find alternatives. With 24 mortgage options available, we can help your customers find the right fit for their unique situation.
Digital service
Mortgage Street is committed to providing a modern, efficient service to our clients. By distributing home loans through professional Australian mortgage brokers, we can offer a convenient and streamlined digital process that allows you to apply for a loan, submit documents, and track the progress of your application from the comfort of your own home.
Fast approvals
Working with a Mortgage Street accredited professional mortgage broker means you can benefit from their expertise and industry connections. This can often result in faster approval times, as brokers are able to expedite the loan assessment process and provide lenders with the information they need to decide.
Flexible credit policies
Each lender has their own credit policies, which can vary significantly. By working with a Mortgage Street accredited mortgage broker, you can access a wider range of lenders and take advantage of more flexible credit policies that may be better suited to your individual circumstances.
Enhanced borrowing capacity
A Mortgage Street accredited mortgage broker can help you to maximise your borrowing capacity by advising on the best loan structure and providing guidance on how to strengthen your application. This can be helpful if you have a complex financial situation or are self-employed.
Negative gearing considerations
If you are planning to purchase an investment property, a Mortgage Street accredited mortgage broker can help you understand the tax implications of negative gearing and advise on the best home loan options to suit your goals.
Larger loan amounts
A Mortgage Street accredited Mortgage brokers have access to a wide range of lenders, including those that may consider larger loan amounts. This can be especially useful if you are looking to purchase a more expensive property or undertake extensive renovations.
No mortgage insurance to 85% LVR
Many lenders require mortgage insurance for home loans with a loan-to-value ratio (LVR) of over 80%. By working with a Mortgage Street accredited mortgage broker, you may access lenders that do not require mortgage insurance up to an LVR of 85%, saving you money on your loan.
Mortgage Street focuses on what you and your customer needs. Submit a scenario now and we’ll help you every step of the way.
The maximum loan amount for Super Prime I in a commercial mortgage is $1,000,000. For higher loan amounts, brokers can explore options in Super Prime II or see if the client qualifies for a higher amount by completing MSt 003. To learn more, visit our website.
The highest loan-to-value ratio (LVR) in Super Prime I for commercial mortgage is 60%. If your clients require a higher LVR, they can explore options in Super Prime II or check their eligibility by completing MSt 003. Contact us to learn more about available options. more options.
The highest loan-to-value ratio (LVR) that clients can obtain in Premium products for commercial mortgage is 70%. As a mortgage broker, you have the opportunity to provide your clients with financing solutions that meet their specific needs and help them achieve their goals. This 70% LVR provides an attractive option for businesses looking to maximize their borrowing power while minimizing their capital outlay.
The maximum loan amount that clients can borrow in Premium I for commercial mortgage is $1,000,000. As a mortgage broker, you have the opportunity to provide your clients with the financing they need to grow their business and pursue new opportunities. This maximum loan amount of $1,000,000 is designed to meet the needs of a wide range of businesses, from small start-ups to established enterprises.
Only clients with a residential mortgage at Mortgage Street are eligible to apply for a commercial mortgage. This exclusive offering provides a streamlined and convenient experience for our existing borrowers. By visiting our website, mortgage brokers can learn more about the benefits of having both a residential and commercial mortgage with Mortgage Street, and how to help their clients take advantage of these opportunities.
