Are you looking for a mortgage product that can cater to your most creditworthy clients, while still being simple and conservative?
Look no further than Mortgage Street’s Super Prime product. This product is specifically designed to assist good PAYG & self employed borrowers, all of whom have a reliable source of permanent income.
With Super Prime , you can confidently offer a top-of-the-line mortgage option to your customers, knowing that it has been tailored to meet the needs of the most creditworthy borrowers.
Don’t settle for a one-size-fits-all mortgage product, choose Super Prime and give your customers with free standing, high quality improved properties in prime locations the best possible option.
Experience the ultimate flexibility with Super Prime
the top-of-the-line home loan from Mortgage Street.With the maximum 90% LVR and a free 100% offset account, the opportunities are endless. Plus, with a refundable $600 application fee 30 days post settlement, Super Prime is the smart choice for you & your customers home buying needs. And, by directing your customers' salary to your offset account, you’ll even receive a $25 annual fee reduction (assuming it is not a condition of the loan). Trust Mortgage Street for a superior home loan experience and achieve broker introduced customers homeownership goals with ease.
As Australia’s premier alternative lending solution, our mission is to empower our brokers to achieve their goals
Our goal at Mortgage Street is to provide you your customers with first-class service and innovative products to help you deliver solutions to your clients who don’t fit traditional lending criteria. But if your clients don’t qualify for a bank loan, Mortgage Street can always find alternatives. With 24 mortgage options available, we can help your customers find the right fit for their unique situation.
7 reasons why you should work with Mortgage Street
Mortgage Street is committed to providing a modern, efficient service to our clients. By distributing home loans through professional Australian mortgage brokers, we can offer a convenient and streamlined digital process that allows you to apply for a loan, submit documents, and track the progress of your application from the comfort of your own home.
Mortgage Street is committed to providing a modern, efficient service to our clients. By distributing home loans through professional Australian mortgage brokers, we can offer a convenient and streamlined digital process that allows you to apply for a loan, submit documents, and track the progress of your application from the comfort of your own home.
Mortgage Street is committed to providing a modern, efficient service to our clients. By distributing home loans through professional Australian mortgage brokers, we can offer a convenient and streamlined digital process that allows you to apply for a loan, submit documents, and track the progress of your application from the comfort of your own home.
A Mortgage Street accredited mortgage broker can help you to maximise your borrowing capacity by advising on the best loan structure and providing guidance on how to strengthen your application. This can be helpful if you have a complex financial situation or are self-employed.
If you are planning to purchase an investment property, a Mortgage Street accredited mortgage broker can help you understand the tax implications of negative gearing and advise on the best home loan options to suit your goals.
A Mortgage Street accredited Mortgage brokers have access to a wide range of lenders, including those that may consider larger loan amounts. This can be especially useful if you are looking to purchase a more expensive property or undertake extensive renovations.
Many lenders require mortgage insurance for home loans with a loan-to-value ratio (LVR) of over 80%. By working with a Mortgage Street accredited mortgage broker, you may access lenders that do not require mortgage insurance up to an LVR of 85%, saving you money on your loan.
How to Easily Place Business with Mortgage Street Mortgages – A Step-by-Step Guide for Brokers
Turbo charge your application for faster turnaround times
Mortgage Street focuses on what you and your customer needs.Submit a scenario now and we’ll help you every step of the way
Helpful guides & forms
- MSt 001 Customer Information Collection
- MSt 002 Payroll Authority form
- MSt 003 Loan Scenario form
- MSt 007 Applicant details verification
- MSt 011 Lo-Doc Declaration Accountants Verification
- MSt 012 Full Partial Discharge Authority
- MSt 013 Rate Review Form
- MSt 014 Gift Declaration Form
- MSt 015 Direct Debit Request
- MSt 028 Buying Your First House
- MSt 063 Bespoke broker premium
- MSt 067 Everyday transaction account
- Loan Application Documentation Checklist
- MSt 134 Request for Hardship Assistance
Don’t let your unique situation hold you back, explore the all mortgage options offered by Mortgage Street.
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Specialist loan
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Frequently asked questions
For our Super Prime I product, the minimum credit score is 700 for all borrowers. However, it’s important to note that a good credit score is just one factor in the loan approval process and having a high credit score does not guarantee approval. Factors such as income, employment, and debt-to- income ratio are also considered.
The Super Prime product offers no mortgage insurance for loans with LVR to 80%, 85% in special circumstances.
The risk fee or Mortgage Insurance varies depending on their specific loan and credit situation. We reserve this option for our most financially secure clients with excellent credit and a strong debt-to- income ratio.
Our dedicate an experienced team of Mortgage Street accredited mortgage brokers will find the best loan options for each individual in securing your dream home.
The maximum loan amount that our clients can borrow varies depending on their specific loan and credit situation. However, for our Super Prime I loan option, clients can borrow up to $1,000,000.00 per single security in metro postcodes. Similarly, Super Prime V allows your clients to borrow up to $5,000,000.00 per single security. This option is reserved for our most financially secure clients with excellent credit and a strong debt-to-income ratio.
We understand that every client’s needs are unique and that’s why we offer a wide range of loan options, with varying maximum loan amounts. On our website, you can learn more about the various loan options we offer, including information on the maximum loan amount for each option. Additionally, you can use our online tools to calculate your estimated maximum loan amount.
We offer a variety of repayment options for our clients to choose from, including monthly, fortnightly, and weekly payments. This flexibility allows our clients to choose the option that best fits their budget and financial situation.
Our repaymen
We offer a variety of repayment options for broker introduced clients to choose from, including monthly, fortnightly, and weekly payments. This flexibility allows broker clients to choose the option that best fits their budget and financial situation.
Our repayment options are designed to be as flexible as possible to suit the needs of broker clients. Additionally, brokers can use our online tools to calculate your estimated repayment schedule based on your chosen option.
t options are designed to be as flexible as possible to suit the needs of our clients. On our website, you can learn more about the various repayment options we offer, including information on the advantages and disadvantages of each option. Additionally, you can use our online tools to calculate your estimated repayment schedule based on your chosen option.
Broker Support
Monday to Friday 9am – 5pm (Sydney time)
Frequently Asked Mortgage Product Questions
Key points
+LVR stands for the loan-to-value ratio. LVR is the amount of your loan compared to Mortgage Street’s independent valuation of your property offered to secure your loan expressed as a percentage. Home loan rates for new loans are set based on the initial LVR and won’t change during the life of the loan as the LVR changes.
*Comparison rate: The comparison rate is based on a loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Loan applications, refinances and balloon amounts are subject to credit assessment.
Conditions, credit criteria, fees and charges apply. Based on Mortgage Street’s credit criteria, residential lending is not available for Non-Australian resident borrowers. Interest rates subject to change. Before making a decision, it’s best to read the terms and conditions.