MSt Loan Scenario Form - MSt 003

New to MSt MSt Customer ID

MSt Customer ID

Acc#

Type

Top Up Internal Refinance Restructure

Introducer company name

Role

Doc Type

Primary introducer contact

Primary Email

Contact No.

Mobile Office

Primary Mobile

Primary Office

Secondary introducer contact

Secondary Email

Contact No.

Mobile Office

Secondary Mobile

Secondary Office

Required response time

Can you talk me through what you are hoping to achieve? (for example: renovation, relocation, debt consolidation, school fees, holiday, car etc.)

Borrower or Guarantor (if borrower is a Company/Trust/SMSF) details ?

How Many Borrowers Required

Borrower 1

* For reference only – Mortgage Street will not contact your client directly under any circumstance.

First Name (Optional)

Last Name (Optional)

Time with current employer (Years)

Time with current employer (Months)

Time with current employer (Since)

Experience in same line of work (Years)

Experience in same line of work (Months)

Experience in same line of work (Since)

Employment Type

Primary Secondary

Employment Status

PAYG Income Form Type

Primary Secondary

PAYG Income From (Source)

Income Type

Passport Type

Australian Drivers licence holder

State

Non Aust. Drivers Licences From

Borrower 2

First Name (Optional) (Borrower 2)

Last Name (Optional) (Borrower 2)

Time with current employer (Years) (Borrower 2)

Time with current employer (Months) (Borrower 2)

Time with current employer (Since) (Borrower 2)

Experience in same line of work (Years) (Borrower 2)

Experience in same line of work (Months) (Borrower 2)

Experience in same line of work (Since) (Borrower 2)

Employment Type (Borrower 2)

Primary Secondary

Employment Status (Borrower 2)

PAYG Income Form Type (Borrower 2)

Primary Secondary

PAYG Income From (Source) (Borrower 2)

Income Type (Borrower 2)

Passport Type (Borrower 2)

Australian Drivers licence holder (Borrower 2)

State (Borrower 2)

Non Aust. Drivers Licences From (Borrower 2)

Borrower 3

First Name (Optional) (Borrower 3)

Last Name (Optional) (Borrower 3)

Time with current employer (Years) (Borrower 3)

Time with current employer (Months) (Borrower 3)

Time with current employer (Since) (Borrower 3)

Experience in same line of work (Years) (Borrower 3)

Experience in same line of work (Months) (Borrower 3)

Experience in same line of work (Since) (Borrower 3)

Employment Type (Borrower 3)

Primary Secondary

Employment Status (Borrower 3)

PAYG Income Form Type (Borrower 3)

Primary Secondary

PAYG Income From (Source) (Borrower 3)

Income Type (Borrower 3)

Passport Type (Borrower 3)

Australian Drivers licence holder (Borrower 3)

State (Borrower 3)

Non Aust. Drivers Licences From (Borrower 3)

Borrower 4

First Name (Optional) (Borrower 4)

Last Name (Optional) (Borrower 4)

Time with current employer (Years) (Borrower 4)

Time with current employer (Months) (Borrower 4)

Time with current employer (Since) (Borrower 4)

Experience in same line of work (Years) (Borrower 4)

Experience in same line of work (Months) (Borrower 4)

Experience in same line of work (Since) (Borrower 4)

Employment Type (Borrower 4)

Primary Secondary

Employment Status (Borrower 4)

PAYG Income Form Type (Borrower 4)

Primary Secondary

PAYG Income From (Source) (Borrower 4)

Income Type (Borrower 4)

Passport Type (Borrower 4)

Australian Drivers licence holder (Borrower 4)

State (Borrower 4)

Non Aust. Drivers Licences From (Borrower 4)

Preferred Contact Method

Borrower 1

Borrowing Entity

Age

Credit Score

Marital Status

Occupation

Number of Dependents

Borrower 2

Borrowing Entity (Borrower 2)

Age (Borrower 2)

Credit Score (Borrower 2)

Marital Status (Borrower 2)

Occupation (Borrower 2)

Number of Dependents (Borrower 2)

Residency status

Politically exposed

Yes No

Borrower 1

Borrower 2

Residency Status

Residency Status (Borrower 2)

Scenario Highlight

Strengths

Weaknesses

Mitigants

Servicing

Strengths (Servicing)

Weaknesses (Servicing)

Mitigants (Servicing)

Any unencumbered property or assets ?

List any fully owned properties or assets without a mortgage

Yes No

Description 1

Other Assets 1

Value 1

Description 2

Other Assets 2

Value 2

Description 3

Other Assets 3

Value 3

Add another asset/property

Description 4

Other Assets 4

Value 4

Add another asset/property

Description 5

Other Assets 5

Value 5

Are there any other observations that need to be addressed?

Yes No

Observation 1

Observation 2

Observation 3

Add Another Observation

Observation 4

Add Another Observation

Observation 5

Current Encumbered Real-Estate Assets ?

List any mortgaged real estate properties currently held

Yes No

Required Property

Property 1

Name of financial Institution

Street No. & Street Name

Suburb

State

Postcode

Balance Outstanding 1

Type of Rate

Current Variable Rate

Current Fixed Rate

Till

Repayment Type

Principal & Interest Interest Only

Balance Outstanding 2

Type of Rate

Current Variable Rate

Current Fixed Rate

Till

Repayment Type

Principal & Interest Interest Only

To be refinanced

Yes No

Property 2

Name of financial Institution (Property 2)

Street No. & Street Name (Property 2)

Suburb (Property 2)

State (Property 2)

Postcode (Property 2)

Balance Outstanding 1 (Property 2)

Type of Rate (Property 2)

Current Variable Rate (Property 2)

Current Fixed Rate (Property 2)

Till (Property 2)

Repayment Type (Property 2)

Principal & Interest Interest Only

Balance Outstanding 2 (Property 2)

Type of Rate (Property 2)

Current Variable Rate (Property 2)

Current Fixed Rate (Property 2)

Till (Property 2)

Repayment Type (Property 2)

Principal & Interest Interest Only

To be refinanced (Property 2)

Yes No

Property 3

Name of financial Institution (Property 3)

Street No. & Street Name (Property 3)

Suburb (Property 3)

State (Property 3)

Postcode (Property 3)

Balance Outstanding 1 (Property 3)

Type of Rate (Property 3)

Current Variable Rate (Property 3)

Current Fixed Rate (Property 3)

Till (Property 3)

Repayment Type (Property 3)

Principal & Interest Interest Only

Balance Outstanding 2 (Property 3)

Type of Rate (Property 3)

Current Variable Rate (Property 3)

Current Fixed Rate (Property 3)

Till (Property 3)

Repayment Type (Property 3)

Principal & Interest Interest Only

To be refinanced (Property 3)

Yes No

Property 4

Name of financial Institution (Property 4)

Street No. & Street Name (Property 4)

Suburb (Property 4)

State (Property 4)

Postcode (Property 4)

Balance Outstanding 1 (Property 4)

Type of Rate (Property 4)

Current Variable Rate (Property 4)

Current Fixed Rate (Property 4)

Till (Property 4)

Repayment Type (Property 4)

Principal & Interest Interest Only

Balance Outstanding 2 (Property 4)

Type of Rate (Property 4)

Current Variable Rate (Property 4)

Current Fixed Rate (Property 4)

Till (Property 4)

Repayment Type (Property 4)

Principal & Interest Interest Only

To be refinanced (Property 4)

Yes No

Borrower One

Primary Industry

Secondary Industry

ATO Code

Trading and/or Business Name (Primary Industry)

Trading and/or Business name (Secondary Industry)

Self-employed(Since)

Years

Months

ABN Registered (Since)

Years

Months

GST Registered (Since)

Years

Months

Location of the business

Most recent available financial statements for the year ending 30th of June

Available financial Statements

3 months 6 months 9 months 12 months 18 months 24 months

Number of directorship(s)

Director ID

Alt/Lo/No doc may be a temporary solution

Full Doc Alt Doc Lo Doc No Doc Indeterminable

Borrower Two

Primary Industry (Applicant Two)

Secondary Industry (Applicant Two)

ATO Code (Applicant Two)

Trading and/or Business Name (Primary Industry) (Applicant Two)

Trading and/or Business Name (Secondary Industry) (Applicant Two)

Self-employed(Since) (Applicant Two)

Years (Applicant Two)

Months (Applicant Two)

ABN Registered (Since) (Applicant Two)

Years (Applicant Two)

Months (Applicant Two)

GST Registered(Since) (Applicant Two)

Years (Applicant Two)

Months (Applicant Two)

Location of the business (Borrower 2)

Most recent available financial statements for the year ending 30th of June (Borrower 2)

Available financial Statements (Borrower 2)

3 months 6 months 9 months 12 months 18 months 24 months

Number of directorship(s) (Borrower 2)

Director ID (Borrower 2)

Alt/Lo/No doc may be a temporary solution (Borrower 2)

Full Doc Alt Doc Lo Doc No Doc Indeterminable

Number of Securities

Type of Security

Council zoning

Security 1

Relocation

Cash Out

Debt Consolidation

Construction

Interest Rate type

Rate lock

Years of Fixed Rate Period

Loan Purpose

Purchasing or Refinancing?

FHOG

Pledge Loan

Genuine Saving

Repayment type

Year

Real Estate Agent

Hold And Sell

Property Purchase Location

Type of Property Purchase

Downsizing

Renovations and/or extensions

Structure Type

Remedial and/or rectification

Consent to 2nd Mortgage

Deposit Paid

Deposit Amount Paid ($)

Gift

Exchanged

Date of Exchange

Vendor Rebate

Vendor Rebate of

Annual depreciation

Settlement due

Days

Rebate nade available

Address

Type of State

State

Territory

Postcode

Land Size

Area Unit

# of dwellings

# of Bedrooms

# of Bathrooms

# of Garages

Loan Amount Required

Current Security Value

LVR

Land Cost

Cost of improvements

Final Cost

Guided by

Facility Type

Heedful points

Secondary usage

Title

Security Services

Loan Term

Years

Boundry & easements

Refinance

$4$ (no cash out other than costs)

From Bank

Relocation/Bridging

Servicing

End debt

Disposal of target property strategy:

Exchanged Listed Not listed Don’t know (and/or not sure)

Exchanged Date

Propose interim repayment plan:

Regular timely Capitalise target Capitalise all

Target property to be sold no later than

Cash Out

Property Purchase Location

Address of imminent purchase

Personal Controlled

Personal Uncontrolled

HECS Controlled

HECS Uncontrolled

Investment Controlled

Investment Uncontrolled

Working capital Controlled

Working capital Uncontrolled

Development/Land banking Controlled

Development/Land banking Uncontrolled

Business Controlled

Business Uncontrolled

ATO Controlled

ATO Uncontrolled

TOTAL Controlled

TOTAL Uncontrolled

Construction

Green rating #

Rating

Commencement no later than

Required construction period no later than

Security 2

Type of Security (Security 2)

Council zoning (Security 2)

Relocation (Security 2)

Cash Out (Security 2)

Consolidation (Security 2)

Construction (Security 2)

Interest Rate type (Security 2)

Rate lock (Security 2)

Years of Fixed Rate Period (Security 2)

Loan Purpose (Security 2)

Purchasing or Refinancing? (Security 2)

FHOG (Security 2)

Pledge Loan (Security 2)

Genuine Saving (Security 2)

Repayment type (Security 2)

Year (Security 2)

Real Estate Agent (Security 2)

Hold And Sell (Security 2)

Property Purchase Location (Security 2)

Type of Property Purchase (Security 2)

Downsizing (Security 2)

Renovations and/or extensions (Security 2)

Structure Type (Security 2)

Remedial and/or rectification (Security 2)

Consent to 2nd Mortgage (Security 2)

Deposit Paid (Security 2)

Deposit Amount Paid ($) (Security 2 input)

Gift (Security 2)

Gift (Security 2 input)

Exchanged (Security 2)

Date of Exchange (Security 2)

Vendor Rebate (Security 2)

Vendor Rebate of (Security 2)

Annual depreciation (Security 2)

Settlement due (Security 2)

Days (Security 2)

Rebate nade available (Security 2)

Address (Security 2)

Type of State (Security 2)

State (Security 2)

Territory (Security 2)

Postcode (Security 2)

Land Size (Security 2)

Area Unit (Security 2)

# of dwellings (Security 2)

# of Bedrooms (Security 2)

# of Bathrooms (Security 2)

# of Garages (Security 2)

Loan Amount Required (Security 2)

Current Security Value (Security 2)

LVR (Security 2)

Land Cost (Security 2)

Cost of improvements (Security 2)

Final Cost (Security 2)

Guided by (Security 2)

Facility Type (Security 2)

Heedful points (Security 2)

Secondary usage (Security 2)

Title (Security 2)

Security Services (Security 2)

Loan Term (Security 2)

Years (Security 2)

Boundry & easements (Security 2)

Refinance

$4$ (no cash out other than costs) (Security 2)

$4$ (no cash out other than costs)

From Bank (Security 2)

Relocation/Bridging

Servicing (Security 2)

End debt (Security 2)

Disposal of target property strategy:(Security 2)

Exchanged Listed Not listed Don’t know (and/or not sure)

Exchanged Date (Security 2)

Propose interim repayment plan:(Security 2)

Regular timely Capitalise target Capitalise all

Target property to be sold no later than (Security 2)

Cash Out

Buying Property (Security 2)

Address of imminent purchase (Security 2)

Personal Controlled (Security 2)

Personal Uncontrolled (Security 2)

HECS Controlled (Security 2)

HECS Uncontrolled (Security 2)

Investment Controlled (Security 2)

Investment Uncontrolled (Security 2)

Working capital Controlled (Security 2)

Working capital Uncontrolled (Security 2)

Development/Land banking Controlled (Security 2)

Development/Land banking Uncontrolled (Security 2)

Business Controlled (Security 2)

Business Uncontrolled (Security 2)

ATO Controlled (Security 2)

ATO Uncontrolled (Security 2)

TOTAL Controlled (Security 2)

TOTAL Uncontrolled (Security 2)

Construction

Green Rating # (Security 2)

Green Rating #

Rating (Security 2)

Commencement no later than (Security 2)

Required construction period no later than (Security 2)

Conduct: Clear credit & pay on time, every time ?

Yes No

Applicant One

Type Of Finance

Financial Non-Financial

Finance Amount

Listed On

Since Paid

On Date

Type Of Finance

Financial Non-Financial

Finance Amount

Listed On

Since Paid

On Date

Type Of Finance

Financial Non-Financial

Finance Amount

Listed On

Since Paid

On Date

Type Of Finance

Financial Non-Financial

Finance Amount

Listed On

Since Paid

On Date

Enforcement fees

Arrears fees

default continue to remain unpaid totalling

&/or

in council arrears

Number of monthly repayments in arrears

For mortgages

For personal/car loans

For various cards

Number of monthly repayments in arrears

For personal/car loans

For mortgages

For various cards

Filed for bankruptcy on

Bankruptcy

Date

Any history of hardship applications?

Financial Hardship History

Statement of claim issued

Judgement issued

Current scheme of arrangement paid on time for (Months)

Current scheme of arrangement paid on time for (months in arrears)

Current part IX agreement paid on time for (Months)

Current part IX agreement paid on time for (months in arrears)

Court judgment amount

Listed on

Since paid

Court judgment amount

Listed on

Since paid

Court judgement continue to remain unpaid totalling

Cleared Settlement

Applicant Two

Type Of Finance

Financial Non-Financial

Finance Amount

Listed On

Since Paid

On Date

Type Of Finance

Financial Non-Financial

Finance Amount

Listed On

Since Paid

On Date

Type Of Finance

Financial Non-Financial

Finance Amount

Listed On

Since Paid

On Date

Type Of Finance (Applicant Two)

Financial Non-Financial

Finance Amount (Applicant Two)

Listed On (Applicant Two)

Since Paid (Applicant Two)

On Date (Applicant Two)

Enforcement fees (Applicant Two)

Arrears fees (Applicant Two)

Number of monthly repayments in arrears (Applicant Two)

For mortgages (Applicant Two)

For personal/car loans (Applicant Two)

For various cards (Applicant Two)

Filed for bankruptcy on (Applicant Two)

Bankruptcy (Applicant Two)

Date (Applicant Two)

Any history of hardship applications? (Applicant Two)

Financial Hardship History (Applicant Two)

Statement of claim issued (Applicant Two)

Judgement issued (Applicant Two)

Current scheme of arrangement paid on time for (Months) (Applicant Two)

Current scheme of arrangement paid on time for (months in arrears) (Applicant Two)

Current part IX agreement paid on time for (Months) (Applicant Two)

Current part IX agreement paid on time for (months in arrears) (Applicant Two)

Court judgment amount (Applicant Two)

Listed on (Applicant Two)

Since paid (Applicant Two)

On (Applicant Two)

Court judgment amount (Applicant Two)

Listed on (Applicant Two)

Since paid (Applicant Two)

On (Applicant Two)

Court judgement continue to remain unpaid totalling (Applicant Two)

Cleared Settlement

MSt-SCN